Investment Services
Pincher Creek Credit Union offers a full range of investment
products and services to help you achieve all your current and
future financial goals.
Investment options include:
Term
Deposits • Classic
RRSP (Fixed Rate) • Variable Rate
RRSP
Classic RRIF (Fixed Rate) • Variable
Rate RRIF • Mutual Funds •
Online Brokerage • Calculators
Term Deposits (GIC)
Benefits- Short term and long term Investments
- Flexible interest payment options available (monthly / quarterly)
- Competitive interest rates
- Redeemable and Non Redeemable investments available
- No fees or charges
- Guaranteed rates of return
- Deposits, including interest, are 100% guaranteed
- Term Builder allows you to make small monthly deposits and receive long term investment rates.
Minimum Deposits
30 to 364 day: $5,000
1 to 5 year: $1,000
Minimum Deposits — Youth Accounts 18 & Under and Student
30 to 364 day: $100.00
1 to 5 year: $100.00
Classic RRSP
Benefits
- Reach your retirement goals.
- Short term and long term investments
- Competitive interest rates
- Redeemable and Non Redeemable investments available
- Guaranteed rates of return
- No fees or charges including no transfer in or transfer out fees.
- Deposits, including interest, are 100% guaranteed
- Flexible automatic monthly deposits to Daily Savings RRSP for as little as $25.00.
- Classic RRSP options allows you to transfer or withdraw up to 20% of your RRSP annually without interest penalty (withholding tax applies).
- Interest Rate Bonus for single deposits over $25,000
Minimum Deposits
30-364 day: $500.00
1 — 5 year: $500.00
Variable Rate RRSP
The Variable Rate RRSP offers you greater flexibility. Start your retirement savings off with monthly deposits as small as $50.00 per month and watch your savings grow. Interest is calculated daily and compounded semi-annually. The Variable Rate RRSP is fully redeemable any time without interest penalty (withholding tax applies). The Variable Rate RRSP has no fees including no transfer in or transfer out fees.
Classic RRIF
Benefits
- Live out your retirement dreams.
- Move any Credit Union RRSP's without worry of expiry dates; funds will be available when you're ready.
- 1 to 5 year terms
- Competitive interest rates
- Classic RRIF options allows you to transfer or withdraw up to 20% of your RRIF annually without interest penalty.
- Guaranteed rates of return
- Deposits, including interest, are 100% guaranteed
- Flexible payment options, Monthly, Quarterly or Annual the choice is yours. Payments to fit your needs. (withholding tax applies).
- Interest Rate Bonus for single deposits over $25,000.
Minimum Deposits
1 — 5 year: $5000.00
Daily Savings RRIF: no minimum.
Variable Rate RRIF
The Variable Rate RRIF offers you flexible investment redeemable at anytime without interest penalty. Interest is calculated daily and compounded semi annually.
Calculators
Calculate
the projected value of an investment after a specific period of
time.
Calculate
the projected values of a series of term deposits after a specific
period of time.
Calculate
the deposit amount needed to reach a specific future sum.
Calculate how much you need to invest for your retirement.